debt or no debt...

Today was one of the busiest shopping days of the year. Half the fun of shopping is getting a great buy. But sometimes those great buys can get you into trouble. You know what I mean: You really cant afford it ... but you tell yourself, " I just cant resist such a great deal!" So, you charge it. Pretty soon you have a credit card bill larger than you expected. Well, starting in the NEW YEAR 2008 (or better yet, starting NOW) decide not to charge anything else. Tell someone your plan & have them check up on you. You might even have to stop shopping for a while to resist temptation. But trust me, not having debt will be an even bigger thrill than finding the next great buy. I know about this. My husband & I paid off a huge credit card bill 2 yrs ago & tore/cut-up that c.c. so as not to do it again, you know? The balance on this card was over 5k. What a great relief when we went in the bank & paid it all off. This action has actually made me smarter as a shopper {Do I REALLY need this, where can I wear it, Is it cheaper elsewhere, Are there any sales coming up? etc...} So how do you change perspective? Henry David Thoreau said: " We make ourselves rich by making our wants few."

Family picture coming soon ...